Invest Smart Usa, Inc

CRD#168135
Investment Advisor Firm

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Overview

Invest Smart Usa, Inc is a financial advisory firm headquartered in Scottsdale, Arizona. The company oversees $28.5 million in assets throughout 196 customer accounts. The company has a small team of two employees, all of whom are financial advisors. Invest Smart Usa, Inc does not act as a registered broker-dealer, meaning it is not able to buy and sell securities for its accounts and those of its customers and instead has to go through a broker-dealer firm to do so. Securities are defined as exchangable fiscal investments like bonds, stocks and options.

Invest Smart Usa, Inc oversees all of its client assets in a discretionary manner. Discretionary management means that a portfolio manager has the discretion to make transaction decisions without requiring client authorization. The company's typical account size is $145,246. 28468232 of their investments for financial planning services were in securities, with under $100,000 placed in non-securities. An average advisor at Invest Smart Usa, Inc oversees around 98 client accounts.

The company's headquarters is at 7440 E Pinnacle Peak Road, Scottsdale, Arizona 85255. The company is legally allowed to provide services to investors throughout a few states, including Arizona and Texas.

Assets Under Management

$28.5 million

Number of Advisors

2

Disclosures

No

Office Location

7440 E Pinnacle Peak Road
Scottsdale, AZ 85255

Invest Smart Usa, Inc by the Numbers

Total Assets Under Management

$28.5 million

National Average: $3.3 billion
Total Number of Employees

2

National Average: 31
Total Number of Accounts

196

National Average: 1,935
Average Account Size

$145.2 thousand

National Average: $1.7 million

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Products and Services

Invest Smart Usa, Inc offers multiple services, including financial planning services, portfolio management for individuals and small businesses, pension consulting services and other services. In the past fiscal year, the company provided financial planning services to 51-100 of its clients. The company does not sell products or offer services other than investment advice to its investment advisory accounts.

Core Advisor Services

  • Offered by 44% of firms

    Financial Planning Services

    This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

  • Offered by 61% of firms

    Portfolio Management

    This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

  • Find a firm that offers this service

    Market Timing Services

    This is the practice of attempting to make short-term profits on investments by buying low and selling high.

Other Services

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Fee Structure

A financial advisor's fees are based on the services provided. Fees billed by the firm most likely are comprised of some combination of the following fee types: asset-based or fixed. Invest Smart Usa, Inc does not participate in a wrap fee program, in which the firm offers a service bundle for a comprehensive fee. It is able to withdraw the expenses directly from customer accounts.

Available

  • Offered by 72% of firms

    Percentage of Assets

    Show Explanation

    This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

  • Offered by 39% of firms

    Fixed

    Show Explanation

    Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

Unavailable

  • Find one of the 35% of firms that offer this fee type

    Hourly

    Show Explanation

    Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

  • Find one of the 2% of firms that offer this fee type

    Commissions

    Show Explanation

    Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

  • Find one of the 17% of firms that offer this fee type

    Performance-based

    Show Explanation

    Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

  • Find one of the 1% of firms that offer this fee type

    Subscription

    Show Explanation

    Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

  • Find one of the 12% of firms that offer this fee type

    Other

    Show Explanation

    Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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Types of Clients

Invest Smart Usa, Inc provides services to retail investors and high net worth investors. Out of its 196 customers, Invest Smart Usa, Inc's largest client by number of accounts is retail investors, although it also serves 20 high-net-worth individuals. A high-net-worth individual is defined by the SEC as a person who has at least $750,000 in AUM or a net worth of more than $1.50 million or who is considered a "qualified purchaser" (a standard met by having at least $5 million in investments). None of its customers are non-U.S. persons.

  • High-Net-Worth Individuals* - 22.99%
  • Other Individuals - 77.01%
  • Corporations - 0%
  • Charitable Organizations - 0%

* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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Disclosures

Invest Smart Usa, Inc does not have any disclosures.

Please visit its Form ADV for more details.

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Financial Advisors at Invest Smart Usa, Inc

Odell Berry
Scottsdale, AZ
Robert Stock
Scottsdale, AZ

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This content was compiled from the SEC and FINRA