Invest Smart Usa, Inc

CRD#168135
Investment Advisor Firm

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Overview

Invest Smart Usa, Inc operates as a financial advisor firm based in Scottsdale, Arizona. The firm has $28.5 million in assets under management throughout 196 customer accounts. Invest Smart Usa, Inc has a small team of two employees, all of whom are financial advisors. Invest Smart Usa, Inc is not a registered broker-dealer, signifying that the company is not able to buy and sell securities for its clients' and own accounts and instead has to go through a broker-dealer firm to do so. Securities are defined as exchangable financial investments like equities, options and bonds.

Invest Smart Usa, Inc administers all of the firm's accounts on a discretionary basis. Discretionary management is a structure in which a portfolio manager makes transaction judgments without needing the client's permission. The company manages about $145,246 in assets for every customer account. $28,468,232 of its financial planning investments were in securities, with under $100,000 placed in non-securities. The typical financial advisor at Invest Smart Usa, Inc oversees around 98 client accounts.

Invest Smart Usa, Inc's headquarters is at 7440 E Pinnacle Peak Road, Scottsdale, Arizona 85255. The firm is legally permitted to serve clients across a few states, including Arizona and Texas.

Assets Under Management

$28.5 million

Number of Advisors

2

Fee Structure

Asset-based, Fixed

Disclosures

No

Office Location

7440 E Pinnacle Peak Road
Scottsdale, AZ 85255

Invest Smart Usa, Inc by the Numbers

Total Assets Under Management

$28.5 million

National Average: $3.3 billion
Total Number of Employees

2

National Average: 4,943
Total Number of Accounts

196

National Average: 2,522
Average Account Size

$145.2 thousand

National Average: $1.3 million

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Products and Services

Financial services that Invest Smart Usa, Inc offers can include financial planning services and portfolio management for individuals and small businesses. In the prior financial year, Invest Smart Usa, Inc provided financial planning services to 51-100 of its clients. Invest Smart Usa, Inc is not engaged in selling products or offering services other than investment advice to its investment advisory clients.

Core Advisor Services

  • Offered by 45% of firms

    Financial Planning Services

    This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

  • Offered by 63% of firms

    Portfolio Management

    This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

  • Find a firm that offers this service

    Market Timing Services

    This is the practice of attempting to make short-term profits on investments by buying low and selling high.

Other Services

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Fee Structure

Financial management fees typically vary depending on which services the firm provides the client. Fee types billed by Invest Smart Usa, Inc likely are comprised of any combination of the following fee types: asset-based or fixed. Invest Smart Usa, Inc does not supply a wrap fee program, in which the company offers a service bundle for a single fee. Invest Smart Usa, Inc is able to withdraw the expenses directly from customer funds.

Available

  • Offered by 75% of firms

    Percentage of Assets

    Show Explanation

    This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

  • Offered by 40% of firms

    Fixed

    Show Explanation

    Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

Unavailable

  • Find one of the 37% of firms that offer this fee type

    Hourly

    Show Explanation

    Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

  • Find one of the 3% of firms that offer this fee type

    Commissions

    Show Explanation

    Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

  • Find one of the 17% of firms that offer this fee type

    Performance-based

    Show Explanation

    Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

  • Find one of the 1% of firms that offer this fee type

    Subscription

    Show Explanation

    Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

  • Find one of the 12% of firms that offer this fee type

    Other

    Show Explanation

    Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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Types of Clients

The firm provides services to retail investors and high net worth investors. Out of its 196 clients, Invest Smart Usa, Inc's largest client type by number of accounts is retail investors, but it also manages money for 20 high-net-worth individuals. A high-net-worth individual is defined by the SEC as a person who has at least $750,000 under management or a net worth of more than $1.50 million or who is deemed a "qualified purchaser" (a standard met by having at least $5 million in investments). None of the firm's clients are represented by people from outside of the U.S.

  • High-Net-Worth Individuals* - 22.99%
  • Other Individuals - 77.01%
  • Corporations - 0%
  • Charitable Organizations - 0%

* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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Disclosures

Invest Smart Usa, Inc does not have any disclosures.

Please visit its Form ADV for more details.

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This content was compiled from the SEC and FINRA