Lai Capital Management LLC

CRD#128462
Investment Advisor Firm

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Overview

Lai Capital Management LLC is a financial advisor company that has its headquarters in Irvine, California. The firm controls $10.9 million in assets under management throughout 44 customer accounts. The company has a small team of one employee who is a financial advisor. Lai Capital Management LLC is not a registered broker-dealer, meaning the advisor cannot buy and sell securities for its customers' and own accounts and instead is required to go through a broker-dealer firm to do so. Securities are exchangable fiscal assets such as stocks, bonds and options.

Lai Capital Management LLC oversees all of its client assets on a discretionary basis. Discretionary management is a structure in which transaction decisions are made by a portfolio manager without requiring client permission. Lai Capital Management LLC manages an average of $247,538 in assets for every client account. The average financial advisor at Lai Capital Management LLC administers about 44 client accounts, making it about average in terms of personalization.

Lai Capital Management LLC's headquarters is located at 930 Roosevelt Ste 302, Irvine, California 92620. The firm is legally allowed to serve investors in the state of California.

Assets Under Management

$10.9 million

Number of Advisors

1

Disclosures

No

Office Location

930 Roosevelt Ste 302
Irvine, CA 92620

Lai Capital Management LLC by the Numbers

Total Assets Under Management

$10.9 million

National Average: $3.7 billion
Total Number of Employees

1

National Average: 29
Total Number of Accounts

44

National Average: 2,073
Average Account Size

$247.5 thousand

National Average: $1.8 million

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Fee Structure

A financial advisor's fees largely are based on the type of financial services provided. Fees charged by the company may include any combination of the following fee types: asset-based or performance-based. The firm does not supply a wrap fee program, in which the company offers a service bundle for a single fee.

Available

  • Offered by 74% of firms

    Percentage of Assets

    Show Explanation

    This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

  • Offered by 17% of firms

    Performance-based

    Show Explanation

    Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

Unavailable

  • Find one of the 35% of firms that offer this fee type

    Hourly

    Show Explanation

    Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

  • Find one of the 2% of firms that offer this fee type

    Commissions

    Show Explanation

    Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

  • Find one of the 1% of firms that offer this fee type

    Subscription

    Show Explanation

    Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

  • Find one of the 40% of firms that offer this fee type

    Fixed

    Show Explanation

    Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

  • Find one of the 12% of firms that offer this fee type

    Other

    Show Explanation

    Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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Types of Clients

The company caters to retail investors, high net worth investors and pooled investment vehicles. Out of its 44 clients, Lai Capital Management LLC's largest client by number of accounts is high net worth investors, though it also serves 41 high-net-worth individuals. The SEC defines a high-net-worth individual as a person who has at least $750,000 in AUM or a net worth of at least $1.50 million or who is considered a "qualified purchaser" (a standard met by having at least $5 million in investments). None of the firm's clients reside abroad.

  • High-Net-Worth Individuals* - 93.18%
  • Other Individuals - 4.55%
  • Corporations - 2.27%
  • Charitable Organizations - 0%

* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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Disclosures

Lai Capital Management LLC does not have any disclosures.

Please visit its Form ADV for more details.

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Financial Advisors at Lai Capital Management LLC

Eugene Lai
Irvine, CA

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This content was compiled from the SEC and FINRA