Personal Business Management Group LTD

CRD#107838
Investment Advisor Firm

Answer a few questions and
get matched with an advisor.

Find an Advisor

Overview

Personal Business Management Group LTD is an advisory company based in Stamford, Connecticut. It administers $107.9 million in total assets across 95 client accounts, placing it in the mid-tier of investment advisory firms in the nation by assets under management (AUM). Personal Business Management Group LTD has a small team of three employees, all of whom are financial advisors. Personal Business Management Group LTD is not a registered broker-dealer, meaning the company is not able to buy and sell securities for its customers' and own accounts and instead is required to go through a broker-dealer company to do so. Securities are defined as tradable financial investments like equities, bonds and options.

Personal Business Management Group LTD administers all of the company's client assets in a discretionary manner. Discretionary management means that a portfolio manager makes transaction judgments for the client's account without needing to seek client permission. Personal Business Management Group LTD's average account size is $1.1 million. The typical advisor at Personal Business Management Group LTD manages around 32 client accounts, placing it towards the middle in terms of personalization.

The firm's central office is at 1911 Summer St, Stamford, Connecticut 6905. It is legally registered to provide services to customers throughout 2 states, including Connecticut and New York.

Assets Under Management

$107.9 million

Number of Advisors

3

Disclosures

No

Office Location

1911 Summer St
Stamford, CT 06905

Personal Business Management Group LTD by the Numbers

Total Assets Under Management

$107.9 million

National Average: $3.7 billion
Total Number of Employees

3

National Average: 29
Total Number of Accounts

95

National Average: 2,073
Average Account Size

$1.1 million

National Average: $1.8 million

Find a dedicated advisor for your needs

Sometimes a big firm may not be able to give you the one-on-one service that you need. That's where we come in to help match you with great personal financial advisors. Click here to find your advisor matches today.

Back to Overview

Products and Services

Services that Personal Business Management Group LTD offers include financial planning services and portfolio management for individuals and small businesses. In the prior fiscal year, Personal Business Management Group LTD provided 1-10 of its accounts with financial planning services. The company does not sell products or offer services aside from investment advisory services to its investment advisory customers.

Core Advisor Services

  • Offered by 45% of firms

    Financial Planning Services

    This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

  • Offered by 62% of firms

    Portfolio Management

    This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

  • Find a firm that offers this service

    Market Timing Services

    This is the practice of attempting to make short-term profits on investments by buying low and selling high.

Other Services

Back to Overview

Fee Structure

Fees charged by financial advisors typically vary depending on which services the firm provides the client. However, fee types billed by the company typically consist of the following fee types: asset-based. The company does not provide a wrap fee program, in which the firm offers a service bundle for a comprehensive fee.

Available

  • Offered by 74% of firms

    Percentage of Assets

    Show Explanation

    This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

Unavailable

  • Find one of the 35% of firms that offer this fee type

    Hourly

    Show Explanation

    Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

  • Find one of the 2% of firms that offer this fee type

    Commissions

    Show Explanation

    Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

  • Find one of the 17% of firms that offer this fee type

    Performance-based

    Show Explanation

    Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

  • Find one of the 1% of firms that offer this fee type

    Subscription

    Show Explanation

    Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

  • Find one of the 40% of firms that offer this fee type

    Fixed

    Show Explanation

    Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

  • Find one of the 12% of firms that offer this fee type

    Other

    Show Explanation

    Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

Back to Overview

Types of Clients

Personal Business Management Group LTD caters to retail investors and high net worth investors. Out of its 95 clients, Personal Business Management Group LTD's biggest client is retail investors, though it also manages money for 44 high-net-worth individuals. A high-net-worth individual is defined by the SEC as someone who has at least $750,000 in AUM or a net worth of more than $1.50 million or who counts as a "qualified purchaser" (a standard met by having at least $5 million in investments). None of its customers reside abroad.

  • High-Net-Worth Individuals* - 46.32%
  • Other Individuals - 53.68%
  • Corporations - 0%
  • Charitable Organizations - 0%

* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

Find an advisor who will work directly with you

Sometimes a big firm may not be able to give you the one-on-one service that you need. That's where we come in to help match you with great personal financial advisors. Click here to find your advisor matches today.

Back to Overview

Disclosures

Personal Business Management Group LTD does not have any disclosures.

Please visit its Form ADV for more details.

Back to Overview
Back to Overview

Find a financial advisor near you

If you're interested in working with an advisor closer to you, we can help you find one. Click here to find your advisor matches today.

Back to Overview

This content was compiled from the SEC and FINRA