Lifetime Capital Planning Group LLC

CRD#292120
Investment Advisor Firm

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Overview

Lifetime Capital Planning Group LLC is a financial advisor firm based in Minneapolis, Minnesota. The company controls $3.0 million in assets over 21 accounts. Lifetime Capital Planning Group LLC has a small group of one employee who is a financial advisor. Lifetime Capital Planning Group LLC does not act as a registered broker-dealer, signifying that the firm cannot buy and sell securities for its clients' and own accounts and instead is required to go through a broker-dealer firm to do so. Securities are exchangable financial assets such as stocks, bonds and options.

Lifetime Capital Planning Group LLC manages none of the company's client assets in a discretionary manner. Discretionary management signifies that buy and sell judgments are made by an investment advisor without needing the customer's permission. Lifetime Capital Planning Group LLC also manages 21 non-discretionary accounts with a total of $3.0 million in assets under management. The investment advisory firm oversees an average of $142,857 in assets for each account. $500,001 to $1,000,000 of their investments for financial planning services were in securities, with under $100,000 placed in non-securities. An average advisor at Lifetime Capital Planning Group LLC manages around 21 client accounts, placing it among the more personalized financial advisor firms in the country.

Lifetime Capital Planning Group LLC's central office is located at 1300 Godward Street Ne, Suite 1900, Minneapolis, Minnesota 55413. The company is permitted to provide services to clients in the state of Minnesota.

Number of Advisors

1

Disclosures

No

Office Location

1300 Godward Street Ne, Suite 1900
Minneapolis, MN 55413

Lifetime Capital Planning Group LLC by the Numbers

Total Number of Employees

1

National Average: 4,943
Total Number of Accounts

21

National Average: 2,522
Average Account Size

$142.9 thousand

National Average: $1.3 million

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Products and Services

Lifetime Capital Planning Group LLC provides a number of services, which can include financial planning services, portfolio management for individuals and small businesses and selection of other advisers. In the last financial year, the company provided 11-25 of its customers with financial planning services. The company is not engaged in selling products or offering services aside from investment advice to its investment advisory customers. It is affiliated with one or more other companies in the financial services industry, including with an insurance company or agency.

Core Advisor Services

  • Offered by 45% of firms

    Financial Planning Services

    This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

  • Offered by 63% of firms

    Portfolio Management

    This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

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    Market Timing Services

    This is the practice of attempting to make short-term profits on investments by buying low and selling high.

Other Services

  • Offered by 23% of firms

    Selection of Other Advisors

    This is the firm's assistance with choosing other advisors to work with who may have different specialties.

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    Publication of Periodicals

    This is the publication of various financial education materials.

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    Educational Seminars/Workshops

    This is the hosting of seminars or workshops to educate investors on financial concepts.

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Fee Structure

Fees for financial management usually vary depending on which services are offered. However, fee types billed by the company most likely include any blend of the following fee structures: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by Lifetime Capital Planning Group LLC. It has the ability to withdraw the charges directly from customer accounts.

Available

  • Offered by 75% of firms

    Percentage of Assets

    Show Explanation

    This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

  • Offered by 37% of firms

    Hourly

    Show Explanation

    Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

  • Offered by 40% of firms

    Fixed

    Show Explanation

    Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

Unavailable

  • Find one of the 3% of firms that offer this fee type

    Commissions

    Show Explanation

    Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

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    Performance-based

    Show Explanation

    Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

  • Find one of the 1% of firms that offer this fee type

    Subscription

    Show Explanation

    Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

  • Find one of the 12% of firms that offer this fee type

    Other

    Show Explanation

    Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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Types of Clients

Lifetime Capital Planning Group LLC works with retail investors. Out of its 21 customers, Lifetime Capital Planning Group LLC's biggest client by number of accounts is retail investors. None of the firm's accounts are from outside of the U.S.

  • High-Net-Worth Individuals* - 0%
  • Other Individuals - 100%
  • Corporations - 0%
  • Charitable Organizations - 0%

* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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Disclosures

Lifetime Capital Planning Group LLC does not have any disclosures.

Please visit its Form ADV for more details.

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This content was compiled from the SEC and FINRA