Cts Financial Planning, Inc
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Overview
Cts Financial Planning, Inc operates as a financial advisory firm based in Chicago, Illinois. Cts Financial Planning, Inc handles $266.4 million in total assets over 754 accounts, placing it in the mid-tier of financial advisory firms in the country by assets under management (AUM). The firm has a small group, including 4 financial advisors. Cts Financial Planning, Inc is not a registered broker-dealer, meaning the advisor cannot buy and sell securities for its own accounts as well as its clients' and instead is required to go through a broker-dealer company to do so. Securities are defined as tradable financial assets such as bonds, stocks and options.
Cts Financial Planning, Inc administers all of the company's accounts on a discretionary basis. Discretionary management is a structure in which buy and sell choices for the client's account are made by an investment advisor without needing the client's consent. The advisory firm's typical account size is $353,341. The typical advisor at Cts Financial Planning, Inc administers about 189 client accounts.
The firm's headquarters is at 737 North Michigan Avenue, Chicago, Illinois 60611. The firm is registered to serve clients across a few states, including California, Florida, Illinois, Texas and Wisconsin.
Assets Under Management
Number of Advisors
Disclosures
Office Location
Cts Financial Planning, Inc by the Numbers
$266.4 million
8
754
$353.3 thousand
Products and Services
Cts Financial Planning, Inc offers multiple services, which can include financial planning services, portfolio management for individuals and small businesses and selection of other advisers. In the last fiscal year, the firm provided financial planning services to 1-10 of its accounts. It does sell products or offer services other than investment advisory services to its clients. The company is also affiliated with a number of other service providers in the financial services industry, including with an insurance company or agency.
Core Advisor Services
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Offered by 31% of firms
Financial Planning Services
This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.
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Offered by 46% of firms
Portfolio Management
This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.
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Market Timing Services
This is the practice of attempting to make short-term profits on investments by buying low and selling high.
Other Services
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Offered by 20% of firms
Selection of Other Advisors
This is the firm's assistance with choosing other advisors to work with who may have different specialties.
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Publication of Periodicals
This is the publication of various financial education materials.
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Educational Seminars/Workshops
This is the hosting of seminars or workshops to educate investors on financial concepts.
Fee Structure
Financial advisory fees are based on the financial services provided. Fees charged by Cts Financial Planning, Inc can consist of the following fee structures: asset-based, hourly or fixed. The firm does not supply a wrap fee program, in which the firm offers a service bundle for a comprehensive fee.
Available
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Offered by 69% of firms
Percentage of Assets
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Offered by 21% of firms
Hourly
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Offered by 32% of firms
Fixed
Unavailable
Types of Clients
It works with retail investors and high net worth investors. Out of its 754 clients, Cts Financial Planning, Inc's biggest client group is retail investors, but it also caters to 84 high-net-worth individuals. The SEC defines a high-net-worth individual as a person who has at least $750,000 in AUM or a net worth of more than $1.50 million or who is deemed a "qualified purchaser" (a standard met by having at least $5 million in investments). None of the firm's accounts are non-U.S. persons.
- High-Net-Worth Individuals* - 33.73%
- Other Individuals - 66.27%
- Corporations - 0%
- Charitable Organizations - 0%
* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.
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Disclosures
Cts Financial Planning, Inc does not have any disclosures.
Please visit its Form ADV for more details.
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The content in this profile was updated by SmartAsset on 4/16/2023. All advisor details come from publicly available data, and we cannot guarantee the accuracy of the content. We are unable to make individual profile updates. If you want your profile removed temporarily or permanently, please contact profile-compliance@smartasset.com.
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