Spahn Wealth & Retirement LLC

CRD#285932
Investment Advisor Firm

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Overview

Spahn Wealth & Retirement LLC operates as a financial advisory firm based in Scottsdale, Arizona. The firm manages $42.9 million in total assets throughout 131 accounts. Spahn Wealth & Retirement LLC has a small team of one employee who is a financial advisor. Spahn Wealth & Retirement LLC does not act as a registered broker-dealer, meaning it cannot buy and sell securities for its own accounts as well as its customers' and instead must go through a broker-dealer firm to do so. Securities are defined as tradable fiscal investments like bonds, options and equities.

Spahn Wealth & Retirement LLC administers all of the firm's accounts in a discretionary manner. Discretionary management is a structure in which buy and sell decisions for the client's account are made by a portfolio manager without requiring the customer's approval. The investment advisory firm supervises about $327,273 in assets for each customer account. $10,000,000 of its investments for financial planning services were in securities, with under $100,000 invested in non-securities. An average financial advisor at Spahn Wealth & Retirement LLC manages around 131 client accounts.

Spahn Wealth & Retirement LLC's central office is at 7150 East Camelback Road, Scottsdale, Arizona 85251. The firm is allowed to provide services to customers in the state of Arizona.

Assets Under Management

$42.9 million

Number of Advisors

1

Fee Structure

Asset-based, Hourly, Fixed

Disclosures

No

Office Location

7150 East Camelback Road
Scottsdale, AZ 85251

Spahn Wealth & Retirement LLC by the Numbers

Total Assets Under Management

$42.9 million

National Average: $3.3 billion
Total Number of Employees

1

National Average: 4,943
Total Number of Accounts

131

National Average: 2,522
Average Account Size

$327.3 thousand

National Average: $1.3 million

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Products and Services

Spahn Wealth & Retirement LLC offers multiple financial services, which can consist of financial planning services, portfolio management for individuals and small businesses and selection of other advisers. In the last fiscal year, it provided 11-25 of its customers with financial planning services. The firm does sell products or offer services other than investment advice to its clients.

Core Advisor Services

  • Offered by 45% of firms

    Financial Planning Services

    This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

  • Offered by 63% of firms

    Portfolio Management

    This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

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    Market Timing Services

    This is the practice of attempting to make short-term profits on investments by buying low and selling high.

Other Services

  • Offered by 23% of firms

    Selection of Other Advisors

    This is the firm's assistance with choosing other advisors to work with who may have different specialties.

  • Find a firm that offers this service

    Publication of Periodicals

    This is the publication of various financial education materials.

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    Educational Seminars/Workshops

    This is the hosting of seminars or workshops to educate investors on financial concepts.

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Fee Structure

Fees for financial management largely vary depending on which services the firm provides the client. Fee types charged by the company likely include some combination of the following fee structures: asset-based, hourly or fixed. Spahn Wealth & Retirement LLC does not provide a wrap fee program, in which the firm offers a service bundle for a comprehensive fee. The company can withdraw its expenses directly from client accounts.

Available

  • Offered by 75% of firms

    Percentage of Assets

    Show Explanation

    This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

  • Offered by 37% of firms

    Hourly

    Show Explanation

    Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

  • Offered by 40% of firms

    Fixed

    Show Explanation

    Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

Unavailable

  • Find one of the 3% of firms that offer this fee type

    Commissions

    Show Explanation

    Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

  • Find one of the 17% of firms that offer this fee type

    Performance-based

    Show Explanation

    Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

  • Find one of the 1% of firms that offer this fee type

    Subscription

    Show Explanation

    Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

  • Find one of the 12% of firms that offer this fee type

    Other

    Show Explanation

    Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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Types of Clients

It caters to retail investors and high net worth investors. Out of its 131 clients, Spahn Wealth & Retirement LLC's biggest client type is retail investors, but it also caters to 13 high-net-worth individuals. A high-net-worth individual is defined by the SEC as someone who has at least $750,000 under management or a net worth of more than $1.50 million or who is considered a "qualified purchaser" (a standard met by having at least $5 million in investments). None of the company's accounts reside abroad.

  • High-Net-Worth Individuals* - 23.21%
  • Other Individuals - 76.79%
  • Corporations - 0%
  • Charitable Organizations - 0%

* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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Disclosures

Spahn Wealth & Retirement LLC does not have any disclosures.

Please visit its Form ADV for more details.

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This content was compiled from the SEC and FINRA