Cape Investment Advisory, Inc

CRD#146384
Investment Advisor Firm

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Learn more about Cape Investment Advisory, Inc

  • Overview
  • By the Numbers
  • Products and Services
  • Fee Structure
  • Types of Clients
  • Disclosures
  • State Registrations
  • Office Locations
  • Firm Advisors

    • Overview

    Cape Investment Advisory, Inc is located at 1600 Pennsylvania Ave., Mcdonough, GA. The firm employs 40 financial advisors to manage client portfolios and provide financial guidance. Cape Investment Advisory, Inc is not a registered broker-dealer.

    Cape Investment Advisory, Inc oversees $365.2 million in assets under management across 1,630 accounts, of which 1,391 are discretionary and 239 are non-discretionary. Over the past year, the firm has provided financial planning services to between 1 and 10 clients. The services offered include financial planning services, portfolio management for individuals and small businesses, pension consulting services, selection of other advisers, and educational seminars. The firm caters to retail investors, high net worth investors, and pension plans, with retail investors being the largest client type by accounts. The fee structure at Cape Investment Advisory, Inc is asset-based. The firm has 61 high net worth clients and maintains affiliations with a broker-dealer or securities dealer and an insurance company or agency.

    Cape Investment Advisory, Inc is registered in the states of Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Indiana, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, and Wisconsin.

    Assets Under Management

    $365.2 million

    Number of Advisors

    40

    Disclosures

    No

    Office Location

    1600 Pennsylvania Ave.
    Mcdonough, GA 30253

    Cape Investment Advisory, Inc by the Numbers

    Total Assets Under Management

    $365.2 million

    National Average: $8.6 billion
    Total Number of Employees

    140

    National Average: 64
    Total Number of Accounts

    1,630

    National Average: 375,227
    Average Account Size

    $224.1 thousand

    National Average: $23.0 thousand
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    Products and Services

    Cape Investment Advisory, Inc provides a number of financial services, which can consist of financial planning services, portfolio management for individuals and small businesses, pension consulting services, selection of other advisers, and educational seminars. In the prior fiscal year, Cape Investment Advisory, Inc provided 45301 of its clients with financial planning services. It is engaged in selling products or offering services other than investment advice to its customers.

    Core Advisor Services

    • Offered by 31% of firms

      Financial Planning Services

      This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

    • Offered by 46% of firms

      Portfolio Management

      This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

    • Find a firm that offers this service

      Market Timing Services

      This is the practice of attempting to make short-term profits on investments by buying low and selling high.

    Other Services

    • Offered by 20% of firms

      Selection of Other Advisors

      This is the firm's assistance with choosing other advisors to work with who may have different specialties.

    • Find a firm that offers this service

      Publication of Periodicals

      This is the publication of various financial education materials.

    • Offered by 6% of firms

      Educational Seminars/Workshops

      This is the hosting of seminars or workshops to educate investors on financial concepts.

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    Fee Structure

    Financial management fees largely vary depending on the type of financial services offered. Fees billed by Cape Investment Advisory, Inc typically consist of the following fee type: asset-based.The firm does participate in a wrap fee program, in which the firm offers a bundle of services for a single fee.

    Available

    • Offered by 69% of firms

      Percentage of Assets

      Show Explanation

      This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

    Unavailable

    • Find one of the 21% of firms that offer this fee type

      Hourly

      Show Explanation

      Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

    • Find one of the 1% of firms that offer this fee type

      Commissions

      Show Explanation

      Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

    • Find one of the 26% of firms that offer this fee type

      Performance-based

      Show Explanation

      Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

    • Find one of the 0% of firms that offer this fee type

      Subscription

      Show Explanation

      Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

    • Find one of the 32% of firms that offer this fee type

      Fixed

      Show Explanation

      Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

    • Find one of the 10% of firms that offer this fee type

      Other

      Show Explanation

      Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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    Types of Clients

    The firm caters to retail investors, high net worth investors, and pension plans. Out of its 3 clients, Cape Investment Advisory, Inc's biggest client type by number of accounts is retail investors, though it also manages money for 61 high-net-worth individuals. A high-net-worth individual is defined by the SEC as a person who has at least $750,000 under management or a net worth of more than $1,50 million or who is deemed a "qualified purchaser" (a standard met by having at least $5 million in investments).

    • High-Net-Worth Individuals* - 3.74%
    • Other Individuals - 96.08%
    • Corporations - 0.18%
    • Charitable Organizations - 0%

    * The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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    Disclosures

    Cape Investment Advisory, Inc does not have any disclosures.

    Please visit its Form ADV for more details.

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    Financial Advisors at Cape Investment Advisory, Inc

    Gerald Dietz
    Mcdonough, GA
    Danita Yetter
    Hanover, MD
    David Welton
    Charlotte, NC
    Monica Zamfir
    Mcdonough, GA
    James March
    Moraga, CA
    Hunter Frey
    Mcdonough, GA
    Eric Edwards
    Mcdonough, GA
    Gary Wargo
    Mcdonough, GA
    Aldeen Robinson
    Mcdonough, GA

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