Optimize Financial Inc
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Overview
Optimize Financial Inc operates as a financial advisory firm based in Laguna Hills, California. The firm has $101.4 million in total assets over 642 accounts, placing it in the mid-tier of financial advisory firms in the nation by assets under management (AUM). It has a small team, including 2 financial advisors. Optimize Financial Inc does not act as a registered broker-dealer, signifying that it cannot buy and sell securities for its clients' and own accounts and instead must go through a broker-dealer firm to do so. Securities are defined as exchangable financial investments such as options, bonds and stocks.
Optimize Financial Inc administers the majority of its accounts in a discretionary manner. Discretionary management means that an investment advisor makes buy and sell decisions for the client's account without requiring the customer's authorization. The company also manages 233 non-discretionary accounts with a total of $2.3 million in assets under management. The company administers an average of $157,883 in assets for each customer account. The typical advisor at Optimize Financial Inc administers about 321 client accounts.
The company's headquarters is located at 23212 Mill Creek Drive, Laguna Hills, California 92653. The company is legally registered to serve investors throughout a number of states, including California, Florida, Iowa, New York and Texas.
Assets Under Management
Number of Advisors
Disclosures
Office Location
Optimize Financial Inc by the Numbers
$101.4 million
13
642
$157.9 thousand
Products and Services
Financial services that Optimize Financial Inc offers include financial planning services and portfolio management for individuals and small businesses. In the past fiscal year, the company provided financial planning services to 1-10 of its customers. Optimize Financial Inc is not engaged in selling products or offering services other than investment advisory services to its investment advisory clients.
Core Advisor Services
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Offered by 31% of firms
Financial Planning Services
This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.
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Offered by 46% of firms
Portfolio Management
This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.
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Market Timing Services
This is the practice of attempting to make short-term profits on investments by buying low and selling high.
Other Services
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Selection of Other Advisors
This is the firm's assistance with choosing other advisors to work with who may have different specialties.
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Publication of Periodicals
This is the publication of various financial education materials.
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Educational Seminars/Workshops
This is the hosting of seminars or workshops to educate investors on financial concepts.
Fee Structure
Financial management fees vary depending on which services the firm provides the client. However, fee types billed by the company most likely are comprised of any combination of the following fee structures: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.
Available
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Offered by 69% of firms
Percentage of Assets
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Offered by 21% of firms
Hourly
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Offered by 32% of firms
Fixed
Unavailable
Types of Clients
The firm works with retail investors and high net worth investors. Out of its 642 accounts, Optimize Financial Inc's largest client group by number of accounts is retail investors, though it also manages money for 44 high-net-worth individuals. A high-net-worth individual is defined by the SEC as an investor who has at least $750,000 under management or a net worth of at least $1.50 million or who is deemed a "qualified purchaser" (a standard met by having at least $5 million in investments). None of the company's customers are non-U.S. persons.
- High-Net-Worth Individuals* - 36.67%
- Other Individuals - 63.33%
- Corporations - 0%
- Charitable Organizations - 0%
* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.
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Disclosures
Optimize Financial Inc does not have any disclosures.
Please visit its Form ADV for more details.
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Financial Advisors at Optimize Financial Inc
Laguna Hills, CA
Laguna Hills, CA
Laguna Hills, CA
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The content in this profile was updated by SmartAsset on 4/16/2023. All advisor details come from publicly available data, and we cannot guarantee the accuracy of the content. We are unable to make individual profile updates. If you want your profile removed temporarily or permanently, please contact profile-compliance@smartasset.com.
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