Pacific Capital Associates
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Overview
Pacific Capital Associates is a financial advisor company that has its headquarters in San Diego, California. It has $188.2 million in assets over 1,213 customer accounts, making it a mid-tier firm in the country by assets under management (AUM). The company has a small team, including 3 financial advisors. Pacific Capital Associates is not a registered broker-dealer, meaning the advisor cannot buy and sell securities for its own accounts as well as its clients' and instead must go through a broker-dealer company to do so. Securities are exchangable fiscal assets like equities, bonds and options.
Pacific Capital Associates administers 1,080 of the firm's client assets in a discretionary manner. Discretionary management signifies that a portfolio manager has the discretion to make buy and sell decisions for the client's account without requiring client consent. It also has 133 non-discretionary accounts with a total of $2.6 million in AUM. The company manages roughly $155,174 in assets for each account. The average advisor at Pacific Capital Associates administers around 404 client accounts.
The company's central office is at 4747 Viewridge Ave, San Diego, California 92123-1688. The company is legally permitted to serve customers across a few states, including California, Colorado, Florida, New Hampshire, New York, Oregon, Texas and Washington.
Assets Under Management
Number of Advisors
Disclosures
Office Location
Pacific Capital Associates by the Numbers
$188.2 million
6
1,213
$155.2 thousand
Products and Services
Pacific Capital Associates offers multiple financial services, which can include financial planning services, portfolio management for individuals and small businesses, portfolio management for institutional clients and pension consulting services. In the past fiscal year, the company provided 1-10 of its accounts with financial planning services. It does not sell products or offer services apart from investment advisory services to its investment advisory clients. Pacific Capital Associates is also affiliated with a number of other companies in the financial services industry, including with a broker-dealer or securities dealer, insurance company or agency and real estate broker or dealer.
Core Advisor Services
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Offered by 31% of firms
Financial Planning Services
This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.
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Offered by 46% of firms
Portfolio Management
This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.
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Market Timing Services
This is the practice of attempting to make short-term profits on investments by buying low and selling high.
Other Services
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Selection of Other Advisors
This is the firm's assistance with choosing other advisors to work with who may have different specialties.
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Publication of Periodicals
This is the publication of various financial education materials.
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Educational Seminars/Workshops
This is the hosting of seminars or workshops to educate investors on financial concepts.
Fee Structure
A financial advisor's fees largely depend on which services the firm provides the client. However, fee types billed by the company can include the following fee structures: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not provided by the firm.
Available
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Offered by 69% of firms
Percentage of Assets
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Offered by 21% of firms
Hourly
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Offered by 32% of firms
Fixed
Unavailable
Types of Clients
The firm does business with a broad range of clients. Pacific Capital Associates works with retail investors, high net worth investors, pension plans, insurance companies and corporations. Out of its 1,213 accounts, Pacific Capital Associates's biggest client group is retail investors, but it also manages money for 51 high-net-worth individuals. The SEC defines a high-net-worth individual as a person who has at least $750,000 under management or a net worth of at least $1.50 million or who is deemed a "qualified purchaser" (a standard met by having at least $5 million in investments). None of the firm's clients reside abroad.
- High-Net-Worth Individuals* - 7.41%
- Other Individuals - 90.84%
- Corporations - 1.74%
- Charitable Organizations - 0%
* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.
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Disclosures
Pacific Capital Associates does not have any disclosures.
Please visit its Form ADV for more details.
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The content in this profile was updated by SmartAsset on 4/16/2023. All advisor details come from publicly available data, and we cannot guarantee the accuracy of the content. We are unable to make individual profile updates. If you want your profile removed temporarily or permanently, please contact profile-compliance@smartasset.com.
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