Rga Investment Advisors, LLC

CRD#149171
Investment Advisor Firm

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Overview

Rga Investment Advisors, LLC operates as a financial advisor firm that has its headquarters in Stamford, Connecticut. The firm oversees $75.4 million in total assets throughout 118 client accounts. It has a small group of three employees, all of whom are financial advisors. Rga Investment Advisors, LLC does not act as a registered broker-dealer, meaning the advisor cannot buy and sell securities for its customers' and own accounts and instead has to go through a broker-dealer firm to do so. Securities are defined as exchangable fiscal assets like bonds, options and equities.

Rga Investment Advisors, LLC manages all of the company's client assets on a discretionary basis. Discretionary management means that an investment advisor makes transaction choices for the client's account without requiring the client's authorization. The advisory firm oversees an average of $639,285 in assets for each account. Under $100,000 of their investments for financial planning services were in securities, with under $100,000 placed in non-securities. The average financial advisor at Rga Investment Advisors, LLC administers around 39 client accounts, making it about average in terms of personalization.

Rga Investment Advisors, LLC's main office is at 243 Tresser Boulevard, Stamford, Connecticut 6901. The company is legally allowed to serve investors throughout 3 states, including Connecticut, New Jersey and New York.

Assets Under Management

$75.4 million

Number of Advisors

3

Disclosures

No

Office Location

243 Tresser Boulevard
Stamford, CT 06901

Rga Investment Advisors, LLC by the Numbers

Total Assets Under Management

$75.4 million

National Average: $3.7 billion
Total Number of Employees

3

National Average: 29
Total Number of Accounts

118

National Average: 2,073
Average Account Size

$639.3 thousand

National Average: $1.8 million

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Products and Services

Rga Investment Advisors, LLC offers a number of services, which can consist of financial planning services, portfolio management for individuals and small businesses, portfolio management for pooled investment vehicles and portfolio management for institutional clients. In the past fiscal year, the company provided financial planning services to 1-10 of its clients. The company does not sell products or offer services aside from investment advice to its investment advisory clients.

Core Advisor Services

  • Offered by 45% of firms

    Financial Planning Services

    This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

  • Offered by 62% of firms

    Portfolio Management

    This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

  • Find a firm that offers this service

    Market Timing Services

    This is the practice of attempting to make short-term profits on investments by buying low and selling high.

Other Services

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Fee Structure

Financial advisory fees usually are based on which services the firm provides the client. However, fee types billed by the company most likely consist of some blend of the following fee types: asset-based or performance-based. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the company. It can withdraw the charges directly from customer accounts.

Available

  • Offered by 74% of firms

    Percentage of Assets

    Show Explanation

    This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

  • Offered by 17% of firms

    Performance-based

    Show Explanation

    Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

Unavailable

  • Find one of the 35% of firms that offer this fee type

    Hourly

    Show Explanation

    Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

  • Find one of the 2% of firms that offer this fee type

    Commissions

    Show Explanation

    Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

  • Find one of the 1% of firms that offer this fee type

    Subscription

    Show Explanation

    Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

  • Find one of the 40% of firms that offer this fee type

    Fixed

    Show Explanation

    Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

  • Find one of the 12% of firms that offer this fee type

    Other

    Show Explanation

    Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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Types of Clients

It works with retail investors, high net worth investors, investment companies and pooled investment vehicles. Out of its 118 clients, Rga Investment Advisors, LLC's biggest client is retail investors, although it also caters to 16 high-net-worth individuals. A high-net-worth individual is defined by the SEC as a person who has at least $750,000 under management or a net worth of at least $1.50 million or who counts as a "qualified purchaser" (a standard met by having at least $5 million in investments). None of its accounts are represented by people from outside of the U.S.

  • High-Net-Worth Individuals* - 13.56%
  • Other Individuals - 84.75%
  • Corporations - 1.69%
  • Charitable Organizations - 0%

* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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Disclosures

Rga Investment Advisors, LLC does not have any disclosures.

Please visit its Form ADV for more details.

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Financial Advisors at Rga Investment Advisors, LLC

Jason Gilbert
Stamford, CT
Ari Lazar
Stamford, CT
Elliot Turner
Stamford, CT

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This content was compiled from the SEC and FINRA