Embree Financial Group

CRD#108233
Investment Advisor Firm

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Overview

Embree Financial Group operates as an advisory firm located in Chicago, Illinois. Embree Financial Group oversees $1.6 billion in assets throughout 620 accounts, making it one of the biggest financial advisory firms in the country by assets under management (AUM). It has a small group, including 10 financial advisors. Embree Financial Group does not act as a registered broker-dealer, meaning it cannot buy and sell securities for its accounts and those of its customers and instead is required to go through a broker-dealer firm to do so. Securities are tradable financial investments such as bonds, options and equities.

Embree Financial Group administers most of the firm's accounts on a discretionary basis. Discretionary management signifies that transaction judgments for the client's account are made by an investment advisor without requiring client permission. The firm also oversees 85 non-discretionary accounts with a total of $919.1 million in AUM. The advisory firm manages about $2.6 million in assets for every client account. The typical financial advisor at Embree Financial Group oversees around 62 client accounts, placing it towards the middle in terms of personalization.

The company's central office is at 440 N Wells St, Chicago, Illinois 60654. The firm is legally permitted to provide services to investors in the state of Illinois.

Assets Under Management

$1.6 billion

Number of Advisors

10

Disclosures

No

Office Location

440 N Wells St
Chicago, IL 60654

Embree Financial Group by the Numbers

Total Assets Under Management

$1.6 billion

National Average: $8.6 billion
Total Number of Employees

14

National Average: 64
Total Number of Accounts

620

National Average: 375,227
Average Account Size

$2.6 million

National Average: $23.0 thousand
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Products and Services

Embree Financial Group offers a number of financial services, including financial planning services, portfolio management for individuals and small businesses, portfolio management for institutional clients, pension consulting services, selection of other advisers and publication of newsletters. In the last fiscal year, Embree Financial Group provided financial planning services to 101-250 of its customers. It does sell products or offer services aside from investment advice to its clients.

Core Advisor Services

  • Offered by 31% of firms

    Financial Planning Services

    This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

  • Offered by 46% of firms

    Portfolio Management

    This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

  • Find a firm that offers this service

    Market Timing Services

    This is the practice of attempting to make short-term profits on investments by buying low and selling high.

Other Services

  • Offered by 20% of firms

    Selection of Other Advisors

    This is the firm's assistance with choosing other advisors to work with who may have different specialties.

  • Offered by 3% of firms

    Publication of Periodicals

    This is the publication of various financial education materials.

  • Find a firm that offers this service

    Educational Seminars/Workshops

    This is the hosting of seminars or workshops to educate investors on financial concepts.

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Fee Structure

Fees for financial management largely vary depending on the type of financial services offered. Fees billed by the company most likely consist of the following fee structures: asset-based, hourly, fixed or performance-based. The firm does not provide a wrap fee program, in which the firm offers a service bundle for a single fee.

Available

  • Offered by 69% of firms

    Percentage of Assets

    Show Explanation

    This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

  • Offered by 21% of firms

    Hourly

    Show Explanation

    Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

  • Offered by 26% of firms

    Performance-based

    Show Explanation

    Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

  • Offered by 32% of firms

    Fixed

    Show Explanation

    Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

Unavailable

  • Find one of the 1% of firms that offer this fee type

    Commissions

    Show Explanation

    Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

  • Find one of the 0% of firms that offer this fee type

    Subscription

    Show Explanation

    Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

  • Find one of the 10% of firms that offer this fee type

    Other

    Show Explanation

    Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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Types of Clients

The company caters to high net worth investors and other. Out of its 620 clients, Embree Financial Group's largest client type is high net worth investors, although it also serves 535 high-net-worth individuals. The SEC defines a high-net-worth individual as someone who has at least $750,000 under management or a net worth of more than $1.50 million or who is deemed a "qualified purchaser" (a standard met by having at least $5 million in investments). None of the company's clients are non-U.S. persons.

  • High-Net-Worth Individuals* - 86.57%
  • Other Individuals - 0%
  • Corporations - 13.43%
  • Charitable Organizations - 0%

* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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Disclosures

Embree Financial Group does not have any disclosures.

Please visit its Form ADV for more details.

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Financial Advisors at Embree Financial Group

James Karabas
Chicago, IL
Michael Peart
Chicago, IL
Andrew Farinelli
Chicago, IL
Samantha Hays
Chicago, IL
Jennifer Clifford
Chicago, IL
Matthew Stadler
Chicago, IL
William Embree
Chicago, IL
Paul Embree
Chicago, IL

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The content in this profile was updated by SmartAsset on 4/16/2023. All advisor details come from publicly available data, and we cannot guarantee the accuracy of the content. We are unable to make individual profile updates. If you want your profile removed temporarily or permanently, please contact profile-compliance@smartasset.com.

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