Silver Oak Securities, Inc

CRD#46947
Investment Advisor Firm

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Overview

Silver Oak Securities, Inc operates as an advisory company headquartered in Jackson, Tennessee. Silver Oak Securities, Inc administers $1.1 billion in total assets throughout 10,178 client accounts, placing it among the larger financial advisory firms in the United States by assets under management (AUM). It has an average-sized team, including 96 financial advisors. Silver Oak Securities, Inc is not a registered broker-dealer, signifying that the company cannot buy and sell securities for its customers' and own accounts and instead has to go through a broker-dealer company to do so. Securities are exchangable financial investments like options, stocks and bonds.

Silver Oak Securities, Inc oversees all of the company's client assets on a discretionary basis. Discretionary management is a structure in which buy and sell choices for the client's account are made by a portfolio manager without needing to seek client approval. The investment advisory firm's typical account size is $107,319. The average advisor at Silver Oak Securities, Inc manages around 106 client accounts.

The company's main office is at 403 N. Parkway, Jackson, Tennessee 38305. The company is legally permitted to provide services to investors across 51 U.S. states and territories.

Assets Under Management

$1.1 billion

Number of Advisors

96

Disclosures

No

Office Location

403 N. Parkway
Jackson, TN 38305

Silver Oak Securities, Inc by the Numbers

Total Assets Under Management

$1.1 billion

National Average: $8.6 billion
Total Number of Employees

96

National Average: 64
Total Number of Accounts

10,178

National Average: 375,227
Average Account Size

$107.3 thousand

National Average: $23.0 thousand
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Products and Services

Silver Oak Securities, Inc offers multiple services, which can include financial planning services, portfolio management for individuals and small businesses, portfolio management for institutional clients, pension consulting services and selection of other advisers. In the past fiscal year, it provided financial planning services to 26-50 of its accounts. The firm does sell products or offer services different than investment advisory services to its customers. Silver Oak Securities, Inc also has a number of financial industry affiliations, including with a broker-dealer or securities dealer and insurance company or agency.

Core Advisor Services

  • Offered by 31% of firms

    Financial Planning Services

    This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

  • Offered by 46% of firms

    Portfolio Management

    This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

  • Find a firm that offers this service

    Market Timing Services

    This is the practice of attempting to make short-term profits on investments by buying low and selling high.

Other Services

  • Offered by 20% of firms

    Selection of Other Advisors

    This is the firm's assistance with choosing other advisors to work with who may have different specialties.

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    Publication of Periodicals

    This is the publication of various financial education materials.

  • Find a firm that offers this service

    Educational Seminars/Workshops

    This is the hosting of seminars or workshops to educate investors on financial concepts.

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Fee Structure

Fees for financial advice typically vary depending on which services the firm provides the client. However, fee types billed by the company likely are comprised of any blend of the following fee types: asset-based, hourly or fixed. Silver Oak Securities, Inc does not supply a wrap fee program, in which the company offers a bundle of services for a single fee.

Available

  • Offered by 69% of firms

    Percentage of Assets

    Show Explanation

    This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

  • Offered by 21% of firms

    Hourly

    Show Explanation

    Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

  • Offered by 32% of firms

    Fixed

    Show Explanation

    Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

Unavailable

  • Find one of the 1% of firms that offer this fee type

    Commissions

    Show Explanation

    Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

  • Find one of the 26% of firms that offer this fee type

    Performance-based

    Show Explanation

    Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

  • Find one of the 0% of firms that offer this fee type

    Subscription

    Show Explanation

    Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

  • Find one of the 10% of firms that offer this fee type

    Other

    Show Explanation

    Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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Types of Clients

The company works with retail investors and high net worth investors. Out of its 10,178 accounts, Silver Oak Securities, Inc's biggest client by number of accounts is retail investors, though it also caters to 116 high-net-worth individuals. The SEC defines a high-net-worth individual as a person who has at least $750,000 under management or a net worth of more than $1.50 million or who counts as a "qualified purchaser" (a standard met by having at least $5 million in investments). None of the firm's customers reside abroad.

  • High-Net-Worth Individuals* - 1.14%
  • Other Individuals - 98.86%
  • Corporations - 0%
  • Charitable Organizations - 0%

* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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Disclosures

Silver Oak Securities, Inc does not have any disclosures.

Please visit its Form ADV for more details.

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Financial Advisors at Silver Oak Securities, Inc

Ryan Ledden
Alpharetta, GA
Darin Schmidt
Florence, KY
Bryce Wandell
Mount Joy, PA
Danny Delgado
Chicago, IL
George Gardner
Tigard, OR
Jacob Gardner
Toledo, OH
Sean Biven
Louisville, KY
Adam Dekker
Chandler, AZ
Nicholas Morgan
Macon, GA

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The content in this profile was updated by SmartAsset on 4/16/2023. All advisor details come from publicly available data, and we cannot guarantee the accuracy of the content. We are unable to make individual profile updates. If you want your profile removed temporarily or permanently, please contact profile-compliance@smartasset.com.

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