Spectrum Financial Alliance, LTD, L.L.C
Answer a few questions and
get matched with an advisor.
Learn more about Spectrum Financial Alliance, LTD, L.L.C
Overview
Spectrum Financial Alliance, LTD, L.L.C operates as an advisory firm based in Nicholasville, Kentucky. The firm manages $227.9 million in assets across 1,121 accounts, making it a mid-tier financial advisory firm in the United States by assets under management (AUM). The company has a small team, including 2 financial advisors. Spectrum Financial Alliance, LTD, L.L.C is not a registered broker-dealer, meaning it is not able to buy and sell securities for its customers' and own accounts and instead is required to go through a broker-dealer firm to do so. Securities are defined as tradable financial assets like options, equities and bonds.
Spectrum Financial Alliance, LTD, L.L.C oversees all of the company's client assets in a discretionary manner. Discretionary management is a structure in which buy and sell judgments for the client's account are made by an investment advisor without requiring client permission. The company's typical account size is $203,268. An average financial advisor at Spectrum Financial Alliance, LTD, L.L.C manages about 561 client accounts.
Spectrum Financial Alliance, LTD, L.L.C's central office is at 105 Wind Haven Drive, Nicholasville, Kentucky 40356. The firm is legally registered to provide services to clients across 7 states, including Florida, Georgia, Illinois, Indiana, Kentucky, Tennessee and Texas.
Assets Under Management
Number of Advisors
Disclosures
Office Location
Spectrum Financial Alliance, LTD, L.L.C by the Numbers
$227.9 million
10
1,121
$203.3 thousand
Products and Services
Spectrum Financial Alliance, LTD, L.L.C provides a number of services, including financial planning services, portfolio management for individuals and small businesses, pension consulting services, publication of newsletters, educational seminars and other services. In the prior financial year, the company provided financial planning services to 251-500 of its clients. Spectrum Financial Alliance, LTD, L.L.C does not sell products or offer services other than investment advice to its investment advisory customers.
Core Advisor Services
-
Offered by 31% of firms
Financial Planning Services
This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.
-
Offered by 46% of firms
Portfolio Management
This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.
-
Find a firm that offers this service
Market Timing Services
This is the practice of attempting to make short-term profits on investments by buying low and selling high.
Other Services
-
Find a firm that offers this service
Selection of Other Advisors
This is the firm's assistance with choosing other advisors to work with who may have different specialties.
-
Offered by 3% of firms
Publication of Periodicals
This is the publication of various financial education materials.
-
Offered by 6% of firms
Educational Seminars/Workshops
This is the hosting of seminars or workshops to educate investors on financial concepts.
Fee Structure
Fees charged by financial advisors largely vary depending on which services the firm provides the client. Fees charged by Spectrum Financial Alliance, LTD, L.L.C typically consist of the following fee structure: asset-based. Wrap fee programs, or the practice of bundling services for a single fee, are not provided by the company.
Available
-
Offered by 69% of firms
Percentage of Assets
Unavailable
-
Find one of the 21% of firms that offer this fee type
Hourly
-
Find one of the 1% of firms that offer this fee type
Commissions
-
Find one of the 26% of firms that offer this fee type
Performance-based
-
Find one of the 0% of firms that offer this fee type
Subscription
-
Find one of the 32% of firms that offer this fee type
Fixed
-
Find one of the 10% of firms that offer this fee type
Other
Types of Clients
Spectrum Financial Alliance, LTD, L.L.C works with retail investors and high net worth investors. Out of its 1,121 clients, Spectrum Financial Alliance, LTD, L.L.C's largest client type is retail investors, although it also caters to 86 high-net-worth individuals. The SEC defines a high-net-worth individual as an individual who has at least $750,000 under management or a net worth of more than $1.50 million or who is deemed a "qualified purchaser" (a standard met by having at least $5 million in investments). None of the firm's accounts reside abroad.
- High-Net-Worth Individuals* - 18.57%
- Other Individuals - 81.43%
- Corporations - 0%
- Charitable Organizations - 0%
* The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.
Find an advisor who will work directly with you
Sometimes a big firm may not be able to give you the one-on-one service that you need. That's where we come in to help match you with great personal financial advisors. Click here to find your advisor matches today.
Disclosures
Spectrum Financial Alliance, LTD, L.L.C does not have any disclosures.
Please visit its Form ADV for more details.
Find a financial advisor near you
If you're interested in working with an advisor closer to you, we can help you find one. Click here to find your advisor matches today.
The content in this profile was updated by SmartAsset on 4/16/2023. All advisor details come from publicly available data, and we cannot guarantee the accuracy of the content. We are unable to make individual profile updates. If you want your profile removed temporarily or permanently, please contact profile-compliance@smartasset.com.
The named financial professional and firm have not reviewed, approved, or endorsed this profile and are not responsible for its accuracy. Profile content is produced by SmartAsset independently of any business relationships that might exist between SmartAsset and the named financial professional and firm. Financial professionals and firms having business relationships with SmartAsset receive no special treatment or consideration in SmartAsset’s profiles.
This profile may include a firm or advisor that has a business relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. SmartAsset is not a client of the aforementioned firms or advisors. SmartAsset did not receive compensation for including any of the firms or advisors in the aforementioned profile.
This page contains links to SmartAsset’s financial advisor matching tool, which may or may not match you with the advisor or firm mentioned in this profile. The matching tool does not include all available advisors and firms and matches based on specific criteria (investable assets, geography, and willingness to work with a remote advisor).
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the United States, which it authorizes the use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.