Capital Advisors, LTD, LLC

CRD#153600
Investment Advisor Firm

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Learn more about Capital Advisors, LTD, LLC

  • Overview
  • By the Numbers
  • Products and Services
  • Fee Structure
  • Types of Clients
  • Disclosures
  • State Registrations
  • Office Locations
  • Firm Advisors

    • Overview

    Capital Advisors, LTD, LLC is a financial advisor company headquartered in Beachwood, Ohio. It handles $956.8 million in total assets throughout 944 client accounts, placing it among the larger firms in the United States by assets under management (AUM). Capital Advisors, LTD, LLC has a small group, including 10 financial advisors. Capital Advisors, LTD, LLC does not act as a registered broker-dealer, signifying that the company is not able to buy and sell securities for its accounts and those of its clients and instead must go through a broker-dealer company to do so. Securities are defined as tradable fiscal assets like stocks, bonds and options.

    Capital Advisors, LTD, LLC oversees 942 of the company's client assets on a discretionary basis. Discretionary management means that an investment advisor has the discretion to make buy and sell decisions without needing to seek the customer's consent. The firm also administers two non-discretionary accounts with a total of $521,493 in assets under management. The firm supervises roughly $1.0 million in assets for each client account. The average advisor at Capital Advisors, LTD, LLC administers around 94 client accounts.

    Capital Advisors, LTD, LLC's central office is located at 20600 Chagrin Blvd Suite 1115, Beachwood, Ohio 44122. Capital Advisors, LTD, LLC is legally permitted to provide services to clients throughout 10 states, including Arizona, California, Florida, Georgia, Illinois, New Mexico, North Carolina, Ohio, South Carolina and Texas.

    Assets Under Management

    $956.8 million

    Number of Advisors

    10

    Disclosures

    No

    Office Location

    20600 Chagrin Blvd Suite 1115
    Beachwood, OH 44122

    Capital Advisors, LTD, LLC by the Numbers

    Total Assets Under Management

    $956.8 million

    National Average: $8.6 billion
    Total Number of Employees

    13

    National Average: 64
    Total Number of Accounts

    944

    National Average: 375,227
    Average Account Size

    $1.0 million

    National Average: $23.0 thousand
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    Products and Services

    Capital Advisors, LTD, LLC provides a number of financial services, which can include financial planning services, portfolio management for individuals and small businesses and portfolio management for institutional clients. In the last financial year, Capital Advisors, LTD, LLC provided financial planning services to 101-250 of its customers. The firm does not sell products or offer services aside from investment advice to its investment advisory customers.

    Core Advisor Services

    • Offered by 31% of firms

      Financial Planning Services

      This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

    • Offered by 46% of firms

      Portfolio Management

      This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

    • Find a firm that offers this service

      Market Timing Services

      This is the practice of attempting to make short-term profits on investments by buying low and selling high.

    Other Services

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    Fee Structure

    A financial advisor's fees are based on which service is offered. Fee types billed by the company most likely include any blend of the following fee structures: asset-based, hourly or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are not offered by the firm.

    Available

    • Offered by 69% of firms

      Percentage of Assets

      Show Explanation

      This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

    • Offered by 21% of firms

      Hourly

      Show Explanation

      Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

    • Offered by 32% of firms

      Fixed

      Show Explanation

      Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

    Unavailable

    • Find one of the 1% of firms that offer this fee type

      Commissions

      Show Explanation

      Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

    • Find one of the 26% of firms that offer this fee type

      Performance-based

      Show Explanation

      Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

    • Find one of the 0% of firms that offer this fee type

      Subscription

      Show Explanation

      Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

    • Find one of the 10% of firms that offer this fee type

      Other

      Show Explanation

      Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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    Types of Clients

    The company does business with a number of different investors. Capital Advisors, LTD, LLC provides services to retail investors, high net worth investors, pension plans, charitable organizations and corporations. Out of its 944 clients, Capital Advisors, LTD, LLC's largest client by number of accounts is retail investors, but it also caters to 454 high-net-worth individuals. A high-net-worth individual is defined by the SEC as an investor who has at least $750,000 in AUM or a net worth of at least $1.50 million or who counts as a "qualified purchaser" (a standard met by having at least $5 million in investments). None of its accounts are non-U.S. persons.

    • High-Net-Worth Individuals* - 48.09%
    • Other Individuals - 48.83%
    • Corporations - 2.44%
    • Charitable Organizations - 0.64%

    * The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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    Disclosures

    Capital Advisors, LTD, LLC does not have any disclosures.

    Please visit its Form ADV for more details.

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    Financial Advisors at Capital Advisors, LTD, LLC

    Mary Kozar
    Beachwood, OH
    Melissa Costello
    Beachwood, OH

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    The content in this profile was updated by SmartAsset on 4/16/2023. All advisor details come from publicly available data, and we cannot guarantee the accuracy of the content. We are unable to make individual profile updates. If you want your profile removed temporarily or permanently, please contact profile-compliance@smartasset.com.

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