Kowal Investment Group, LLC

CRD#113169
Investment Advisor Firm

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Learn more about Kowal Investment Group, LLC

  • Overview
  • By the Numbers
  • Products and Services
  • Fee Structure
  • Types of Clients
  • Disclosures
  • State Registrations
  • Office Locations
  • Firm Advisors

    • Overview

    Kowal Investment Group, LLC operates as a financial advisor company headquartered in Waukesha, Wisconsin. The firm oversees $934.8 million in assets under management across 3,723 customer accounts, placing it among the bigger investment advisory firms in the country by assets under management (AUM). Kowal Investment Group, LLC has a small group, including 12 financial advisors. Kowal Investment Group, LLC does not act as a registered broker-dealer, signifying that it is not able to buy and sell securities for its accounts and those of its clients and instead has to go through a broker-dealer company to do so. Securities are exchangable financial investments such as bonds, options and stocks.

    Kowal Investment Group, LLC oversees all of its accounts in a discretionary manner. Discretionary management means that an investment advisor has the discretion to make buy and sell choices for the client's account without needing the customer's consent. The investment advisory firm oversees an average of $251,080 in assets for every account. The typical advisor at Kowal Investment Group, LLC administers around 310 client accounts.

    Kowal Investment Group, LLC's main office is at W238 N1660 Busse Rd., Waukesha, Wisconsin 53188. It is legally allowed to provide services to customers across 11 U.S. states and territories.

    Assets Under Management

    $934.8 million

    Number of Advisors

    12

    Disclosures

    No

    Office Location

    W238 N1660 Busse Rd.
    Waukesha, WI 53188

    Kowal Investment Group, LLC by the Numbers

    Total Assets Under Management

    $934.8 million

    National Average: $8.6 billion
    Total Number of Employees

    26

    National Average: 64
    Total Number of Accounts

    3,723

    National Average: 375,227
    Average Account Size

    $251.1 thousand

    National Average: $23.0 thousand
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    Products and Services

    Kowal Investment Group, LLC offers a variety of financial services, which can consist of financial planning services, portfolio management for individuals and small businesses and pension consulting services. In the past financial year, the firm provided financial planning services to 500 of its customers. The firm is engaged in selling products or offering services other than investment advisory services to its clients. Kowal Investment Group, LLC also has a number of financial industry affiliations, including with an insurance company or agency.

    Core Advisor Services

    • Offered by 31% of firms

      Financial Planning Services

      This is the process of planning for your financial future, including for events such as retirement, your child's college education or estate succession.

    • Offered by 46% of firms

      Portfolio Management

      This is the selection and management of an investment mix and portfolio strategy for individuals and small businesses.

    • Find a firm that offers this service

      Market Timing Services

      This is the practice of attempting to make short-term profits on investments by buying low and selling high.

    Other Services

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    Fee Structure

    Fees charged by financial advisors typically are based on which services the firm provides the client. However, fee types billed by the company most likely include the following fee types: asset-based or fixed. Wrap fee programs, or the practice of bundling services for a single fee, are provided by Kowal Investment Group, LLC.

    Available

    • Offered by 69% of firms

      Percentage of Assets

      Show Explanation

      This fee, which is the most common fee type charged by advisors for portfolio management, is based on the amount of assets you have under management. Also referred to as an asset-based fee, this fee typically ranges from 0.50%-2.00% of AUM annually. You'll typically pay a lower rate the more assets you have under management.

    • Offered by 32% of firms

      Fixed

      Show Explanation

      Fixed fees are a one-time, lump sum charged for a specific service, like the creation of a financial plan without subsequent implementation. This can be useful if you only need advice for one specific purpose, rather than a long-term advisor. Fixed fees usually range from $1,000 to $3,000.

    Unavailable

    • Find one of the 21% of firms that offer this fee type

      Hourly

      Show Explanation

      Like a lawyer, a financial advisor may charge you by the hour. This can be helpful if you are only looking for short-term or one-time advice. Rates typically range from $100-$300 per hour, depending on the complexity and level of services needed.

    • Find one of the 1% of firms that offer this fee type

      Commissions

      Show Explanation

      Occasionally, advisors earn commissions from selling financial products, such as securities or insurance policies, or making certain referrals or transactions. Advisors who earn commissions may be incentivized to make certain recommendations to clients in order to make a commission. Fee-only advisors do not earn commissions, while fee-based advisors may.

    • Find one of the 26% of firms that offer this fee type

      Performance-based

      Show Explanation

      Advisors only earn performance-based fees if a portfolio outperforms a defined benchmark. This fee may be calculated in a number of ways but most commonly is charged as a percentage of investment profits. Performance-based fees may incentivize advisors to make riskier decisions in order to generate higher returns.

    • Find one of the 0% of firms that offer this fee type

      Subscription

      Show Explanation

      Firms generally charge this fee for educational materials provided, such as a monthly magazine. This can be useful if you want to learn about investing or financial management on your own.

    • Find one of the 10% of firms that offer this fee type

      Other

      Show Explanation

      Firms can sometimes charge customers using non-traditional fee structures. See this firm's Form ADV for more details.

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    Types of Clients

    The firm works with retail investors and high net worth investors. Out of its 3,723 clients, Kowal Investment Group, LLC's largest client by number of accounts is retail investors, though it also serves 325 high-net-worth individuals. A high-net-worth individual is defined by the SEC as a person who has at least $750,000 in AUM or a net worth of more than $1.50 million or who is deemed a "qualified purchaser" (a standard met by having at least $5 million in investments). None of its accounts reside abroad.

    • High-Net-Worth Individuals* - 27.5%
    • Other Individuals - 72.5%
    • Corporations - 0%
    • Charitable Organizations - 0%

    * The U.S. Securities and Exchange Commission (SEC) defines a high-net-worth individual as someone who has at least $750,000 under management.

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    Disclosures

    Kowal Investment Group, LLC does not have any disclosures.

    Please visit its Form ADV for more details.

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    Financial Advisors at Kowal Investment Group, LLC

    Marie Mcfarland
    Waukesha, WI
    Ray Arndt
    Waukesha, WI
    Aaron Spitzner
    Waukesha, WI
    Rebecca Gruver
    Waukesha, WI
    Chaunston Weisensel
    Waukesha, WI
    Anthony Priester
    Waukesha, WI
    Joseph Still
    Waukesha, WI
    Paul Schaefer
    Waukesha, WI
    Jeffrey Kowal
    Elm Grove, WI

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    The content in this profile was updated by SmartAsset on 4/16/2023. All advisor details come from publicly available data, and we cannot guarantee the accuracy of the content. We are unable to make individual profile updates. If you want your profile removed temporarily or permanently, please contact profile-compliance@smartasset.com.

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