Merrill Lynch, Pierce, Fenner & Smith Inc

Investment Advisor
in Pennington, NJ

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About this Advisor

Kristin Richards is a financial advisor working in Pennington, New Jersey. Richards is an employee of Merrill Lynch, Pierce, Fenner & Smith Inc. Throughout their career, Richards has worked at Triumphant Life Chiropractic, Front Range Community College, Merrill Lynch, Pierce, Fenner & Smith Inc, Return Path Inc, Life Time Inc, No Company, Vail Resorts Inc, My Ideal Protein and Kelly Services Inc. Richards has Series 66 and Series 63 licenses, certifying them as a securities agent, and is able to serve investors in Colorado and Texas. Merrill Lynch, Pierce, Fenner & Smith Inc is a company operating out of New York, NY. The investment advisory business has offices in 3,372 locations and a total of 36,687 advisors. It oversees $1 trillion in total assets across its 2,864,234 client accounts, placing it among the largest firms in the country by assets under management. The firm serves 4,459 charitable organizations. Of its 2,864,234 accounts, 23% are held by high-net-worth individuals who have at least $1 million in investable assets. The company provides a diverse range of services, such as portfolio management for individuals and small businesses, portfolio management for pooled investment vehicles, portfolio management for institutional clients, pension consulting services, selection of other advisers and other services. Financial advisory fee schedules largely are based on the financial services offered. However, fees charged by Merrill Lynch, Pierce, Fenner & Smith Inc most likely consist of asset-based, fixed and commission-based fees.

Certifications and Registrations

Series 66, Series 63

Years Registered*

less than 1 year

Services Offered

Portfolio management for individuals and/or small businesses, Portfolio management for pooled investment vehicles, Portfolio management for businesses or institutional clients, Pension consulting services, Selection of other advisers, Other

Fee Structure

Percentage of Assets, Fixed Fees, Commissions

Office Location

1100-1800 American Blvd Retirement and Personal Wealth Solutions
Pennington, NJ 08534

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Merrill Lynch, Pierce, Fenner & Smith Inc Brokerage Details

Total Assets Under Management


NJ Average: $7,464,549,021
Total Number of Employees


NJ Average: 88
Total Number of Accounts


NJ Average: 3,892
Average Account Size


NJ Average: $1,917,921

Investment Advisory Services

  • Portfolio management for individuals and/or small businesses
  • Portfolio management for pooled investment vehicles
  • Portfolio management for businesses or institutional clients
  • Pension consulting services
  • Selection of other advisers
  • Other

Kristin Richards Work History

Kristin has been registered as a financial advisor for 0 years.*

2022 - Present (1 year)

Merrill Lynch, Pierce, Fenner & Smith Inc

2020 - 2021 (1 year)

Life Time Inc

2018 - 2018 (< 1 year)

Front Range Community College

2017 - 2020 (3 years)

Vail Resorts Inc

2017 - 2017 (< 1 year)

Kelly Services Inc

2015 - 2022 (7 years)

Triumphant Life Chiropractic

2015 - 2015 (< 1 year)

Return Path Inc

2014 - 2015 (1 year)

No Company

2013 - 2014 (1 year)

My Ideal Protein

*The number of years registered in this profile is calculated by taking the year of an advisor's first active registration and subtracting it from the current year.


Please visit the SEC profile of Kristin Richards to learn whether or not they have any disclosures. It is important to do your due diligence when looking for an advisor.

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Andrew Jun
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Mario Martinez
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Gerrit Shuffstall
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Jason Robinson
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The content in this profile was updated by SmartAsset on 4/16/2023. All advisor details come from publicly available data, and we cannot guarantee the accuracy of the content. We are unable to make individual profile updates. If you want your profile removed temporarily or permanently, please contact

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the United States, which it authorizes the use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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